Tuesday, June 16, 2015

Common Health Problems Of Cats, Why Cat Health Insurance is Almost Mandatory Now To Owning A Cat.

If you are new to owning a cat, you may be surprised to find that health problems are a common thing. No matter what breed of cat you own, health problems are to be expected. Some may be hereditary, while others can easily be prevented. Behavioral Problems This is an important problem when adopting especially like shelter cats. After months in a cage almost all the cats that you would adopt have some behavioral problems and diagnosing them and helping to break the cat of it can be expensive. Worms No matter what breed of cat it may be, worms are a very common and recurring problem. Tapeworms, roundworms, and hookworms are among the most common that infect cats. Cats who have problems gaining weight, problems with fleas, or if you find white specks in his stool, you should have your vet test him for worms. Although they can be treated with medicine, worms can prove to be fatal if they are left untreated. Hairball Hairballs are the most common health problem for cats. All cats groom themselves on a daily basis, normally swallowing the loose hair that comes from their coats. On occasion, this loose hair will gather into a ball and become lodged in the digestive tract instead of passing through in your cat’s stool. When your cat starts to cough and hack, he is normally coughing up a hairball. Although it can be rather disgusting in the end, most cats can dislodge hairballs without any problems. In rare cases, a hairball can pass through to a cat’s intestine, creating a blockage. Blockages are very serious problems, and can be life threatening if they aren’t treated. If your cat becomes constipated, isn’t eating properly, or has a very dull coat, he could have a blockage. If you notice any of these symptoms, you should take him to the vet immediately. You can prevent hairballs and blockages by brushing your cat 2 – 3 times a week to remove loose hair. You can also feed him food that is designed to control hairballs as well. Urinary tract infection Urinary tract infection is also a common health problem with cats. Urinary tract infection is more common with male cats that haven’t been neutered, although females can suffer from this problem as well. When a cat suddenly stops going to his litter box, this problem is normally the cause. Another symptom is when the cat’s urine starts to smell really strong. If you suspect that your cat has a urinary tract infection, you should take him to the vet. Your vet can treat the problem with medicine, and make recommendations to help avoid this problem in the future. Feline leukemia In the past, feline leukemia was the biggest cause of death in cats. These days however, there are vaccines available that can treat the disease. To treat the disease, your cat will need to be given the shot before he or she is exposed. Even though death doesn’t happen immediately, cats that are exposed to feline leukemia normally don’t have a long life span. If you know your cat has feline leukemia, you should never allow other cats around him, as the virus is highly contagious. To protect your cat, you should always make sure that you take him to the vet for his regular check ups. If you keep him up to date on his vaccinations, he should lead a healthy and productive life. Although some health problems can’t be avoided, most of them can. You can also keep your cat indoors as well, which will protect him from a majority of health problems. If your cat is an outdoor cat, regular visits to the vet will keep him healthy. As long as you take your cat to the vet and keep him healthy – he will be your companion for years to come. Do you need Pet Insurance Cost of Insurance runs around $25 to $35 a month. Regardless of the insurance provider, your veterinarian should be monitoring the health of your pet as part of a valid Veterinary-Client-Patient Relationship 1.
The insurance provider should clearly spell out to you the details, including the limitations and exclusions, of coverage for routine and/or wellness care as well as emergency treatments and conditions that require extensive care. Find out how your premiums will be increased as your pet ages or if you make any claims.
2.
See if they have add-on options to provide any specific coverage (e.g., dental care, travel insurance, etc.) you may want. Find out how they define and handle pre-existing conditions (diseases or conditions your pet already has – or has had – prior to purchasing the insurance plan).
3.
In some cases, insurance providers will not insure a specific pet or breed of pet, or may limit the number of pets you can insure, if they consider them "high risk."
Some providers will give multiple pet discounts. 4.
All of the charges, including co-pays, deductibles, add-on charges and other fees, should be clearly explained to you so you fully understand the policy and its limitations.
You should be allowed to choose the veterinarian who will provide veterinary care for your pet. 5.
Pet insurance plans are generally reimbursement plans – you pay the bills up front and are reimbursed by the insurance provider. Ask the insurance provider how claims are processed as well as the timeframe for reimbursement of your expenses so you know what to expect. If you're concerned about covering the expenses up front, ask your veterinarian about payment options that will work for you in case you need to make arrangements. (It's best to find out your options ahead of time so you don't have the added stress of trying to make payment arrangements on an emergency basis.)

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